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| Bank withdrawal | Slimpay direct debit | SEPA direct debit | |
|---|---|---|---|
| Installments dates | Installment must take place before the dated products it contains | No restriction | No restriction |
| Installments amounts | Amount matches the price of the included products (each installment has its own amount) | All installments have the same amount. You may define a different amount for the first one. | All installments have the same amount. You may define a different amount for the first one. |
| Tickets available before payment | No | Yes | Yes |
| Payment method available on box office | Yes | Yes | Yes |
| Payment method available on Ticket Shop | No | Yes | Yes |
| Mandate required to process payment | Yes | Yes | No |
| Mandate management from box office | Manual management | Manual management | Manual management or no management |
| Mandate management from Ticket Shop | N/A | Internet user is redirected on Slimpay page that will trigger an automatic mandate generation | Internet user enters the bank information and checks a box to give his consent for direct debit. If needed, the actual mandate must be handled outside of SecuTix. |
| Generation of bank payment file to be provided to the bank | Yes (triggered manually from a screen) | Yes (manual or automatic batch schedule) | Yes (manual or automatic batch schedule) |
| Import of payment status file provided by the bank | No. A screen allows the operator to mark each payment as succeeded or failed | Yes. The feature imports the SEPA file pain.002 that describes the failed payments only. Payments without bank feedback are considered successful 5 days after its due date. | Yes. The feature imports the camt.053 or camt.054 file belonging to the ISO20022 standard. These files contains the successful payments, not the failed ones. |
| Payment method available for EUR | Yes | Yes | Yes |
| Payment method available for £ | No | Yes | No |
| Payment method available for CHF | No | No | No but feasible since the ISO20022 standard is also used for bank transfers in CHF (would need some development) |
| Reconciliation screen comparing payment status between SecuTix and external system | No | Yes | No |
| Info | ||
|---|---|---|
| ||
SEPA allows to withdraw money from a bank account with or without a mandate. In absence of a mandate, the debtor will be allowed to refuse this bank withdrawal more easily and during a longer period of time. Concretely, you may have to credit a bank account several months after having performed a debit on it. As a result, establishing a signed mandate before the first bank withdrawal is a matter of financial risk, not a technical matter of failed or succeeded payments. |
Which direct debit payment method should I use?
The Bishorn V2 release will provide price breakdown for fixed price season tickets, including championships. Here are the main characteristics of this feature:
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